Garanti BBVA POS Integration
Garanti BBVA virtual POS with 3D Secure card collection
You can connect Garanti BBVA virtual POS directly to your Fladrio store. You work with your bank’s merchant credentials instead of a payment institution; after 3D Secure verification the order updates automatically. Fees and installment terms follow your contract with the bank — Fladrio takes no platform revenue commission on your sales.
What you can do
- ✓Card collection via Garanti BBVA virtual POS
- ✓Secure 3D Secure payment flow
- ✓Sandbox / test and live environment separation
- ✓Automatic order update from payment result
- ✓Use alongside other methods (wire transfer, cash on delivery, payment institutions)
Setup steps
- 1
Complete the virtual POS / merchant agreement with Garanti BBVA.
- 2
Obtain Terminal ID, Merchant ID, Prov User, password ve Store Key from the bank.
- 3
Open Fladrio store panel → Integrations → Payments & POS.
- 4
Select the Garanti BBVA POS tab and enable the integration.
- 5
Enter merchant credentials and save in sandbox / test mode first.
- 6
Place a test-card order, confirm the payment posts to the order, then go live.
What you need to start
- •Garanti BBVA virtual POS merchant agreement
- •Terminal / API credentials from the bank
Please note
This is classic Garanti virtual POS. Garanti BBVA Tami is a separate payment product; if you use Tami, prefer the Tami tab.
Frequently asked questions
Where do I enter Garanti BBVA POS credentials?
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In the store panel go to Payments & POS → Garanti BBVA POS and save Terminal ID, Merchant ID, Prov User, password ve Store Key. Try sandbox first.
Why bank POS instead of a payment institution?
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Bank POS often has lower fees; process and installments are managed with your bank. Payment institutions usually start faster.
Does Fladrio take a commission on sales?
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No. Fladrio is a fixed annual package; bank / POS transaction fees are between you and your bank.
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Let's set up Garanti BBVA POS together
On the demo call we map your existing accounts and migration plan together.

