Yapı Kredi POS Integration
Yapı Kredi virtual POS with 3D Secure card collection
You can connect Yapı Kredi virtual POS directly to your Fladrio store. You work with your bank’s merchant credentials instead of a payment institution; after 3D Secure verification the order updates automatically. Fees and installment terms follow your contract with the bank — Fladrio takes no platform revenue commission on your sales.
What you can do
- ✓Card collection via Yapı Kredi virtual POS
- ✓Secure 3D Secure payment flow
- ✓Sandbox / test and live environment separation
- ✓Automatic order update from payment result
- ✓Use alongside other methods (wire transfer, cash on delivery, payment institutions)
Setup steps
- 1
Complete the virtual POS / merchant agreement with Yapı Kredi.
- 2
Obtain Merchant ID, Terminal ID, Posnet ID, Enc Key ve XML Password from the bank.
- 3
Open Fladrio store panel → Integrations → Payments & POS.
- 4
Select the Yapı Kredi POS tab and enable the integration.
- 5
Enter merchant credentials and save in sandbox / test mode first.
- 6
Place a test-card order, confirm the payment posts to the order, then go live.
What you need to start
- •Yapı Kredi virtual POS merchant agreement
- •Terminal / API credentials from the bank
Please note
You can enable multiple bank POS tabs in the same store. We plan which cards route to which POS during setup.
Frequently asked questions
Where do I enter Yapı Kredi POS credentials?
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In the store panel go to Payments & POS → Yapı Kredi POS and save Merchant ID, Terminal ID, Posnet ID, Enc Key ve XML Password. Try sandbox first.
Why bank POS instead of a payment institution?
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Bank POS often has lower fees; process and installments are managed with your bank. Payment institutions usually start faster.
Does Fladrio take a commission on sales?
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No. Fladrio is a fixed annual package; bank / POS transaction fees are between you and your bank.
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Let's set up Yapı Kredi POS together
On the demo call we map your existing accounts and migration plan together.

